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Is home-treatment an option?

14 September 2011 - 6:14pm

Many Australians enjoy the benefits of having hospital cover as a part of the private health insurance plan.

In-hospital coverage is so prevalent largely due to the number of services that are provided in the treatment of a wide range of illnesses, injuries and conditions.

Depending on the nature of the policy, individuals can see themselves covered for basic services such as wisdom teeth removal, all the way to heart-related procedures.

Following some treatments, it is not uncommon for patients to undergo a period of recovery whilst remaining in the hospital.

However, depending on the nature of the procedure and the recovery program, some policyholders may find that they are able to have this process occur at home.

While not all operations may allow for this, those that can - such as knee and hip replacements - could see patients return to normal health in the comfort of their own house.

Of course, whether or not this is a viable alternative rests with the authority of the presiding doctor.

Some health insurance companies are using these programs as an effective way of managing their claims costs, while offering their members the flexibility of home-based treatments and recovery.

Interested policyholders can investigate with their health broker as to whether or not their current health fund offers these options.