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Private Health System News

01/05/2015 - 11:19am

When starting your health insurance policy, it's important to be in the know. While some people find the concept a little confusing, a quick talk with their insurance broker should be enough to clear up any issues or concerns people may typically have.

After all, the health industry is a rather complex one, and certain terms can create confusion - and many sound rather ominous in themselves. One that may fall into both of these categories is the medical gap.

07/04/2015 - 5:48pm

At the start of this month, the Australian government pushed ahead with the annual rise in premiums for health insurance policyholders.

Announced in March, health insurance premiums have risen by an average of 6.18 per cent. However, this has varied depending on the health fund and product in question. The actual premium rise for an individual has been anywhere between 3.98 and 6.99 per cent.

07/04/2015 - 2:22pm

In a country of more than 23 million, around half of the Australian population have private health insurance. But why, you may ask.

All Australian residents have access to free public health services through Medicare, after all, so what causes such a large portion of Australians to turn to the private system, which is accessible through a health fund?

Here, we take a look at some of the reasons:

For added choice and control

30/03/2015 - 2:39pm

Many public hospitals are finding themselves pushed for time and resources, which is leaving them struggling to meet the high standards demanded of the medical industry.

The first victim in such a case is often the waiting times. Medical professionals are, of course, not going to reduce their quality of care; but with a growing and ageing population, it is leaving the queue to see a doctor, nurse or surgeon rather long.

16/03/2015 - 3:51pm

There can be many reasons why you want to start using private healthcare. To have more choice over your hospital treatment, or to avoid larger premiums once you cross the 30-year-old lifetime health cover threshold, for instance.

04/03/2015 - 11:26am

Tom Petty once sang: "the waiting is the hardest part". While the American musician may have been opining on romance, he could quite easily have been discussing the issue of waiting periods when beginning a health insurance policy.

Global health insurer BUPA explained that there is often confusion around the issue among policyholders.

23/02/2015 - 1:53pm

It's no wonder why some healthcare issues are expensive to treat, with an incredible level of skill going into many operations and treatments. Fortunately, public healthcare removes these financial issues, allowing free treatment for a range of medical concerns.

For those who want more choice when it comes to their healthcare needs, the private model gives people the ability to choose their doctor, as well as where and when they want their treatment to be administered.

10/02/2015 - 8:43am

If you currently have a private health insurance policy, you'll know the cost of protecting yourself from harm with a high level of cover.

However, do you know how competitively priced your policy is compared to those offered by other providers?

Experts say that comparing health insurance can save the average consumer around $1,500 per year - and due to a recently anticipated 6 per cent cost rise, now could be the perfect time to make some enquiries.

03/02/2015 - 5:14pm

The private health insurance (PHI) rebate has caused no short supply of debate.

The rebate allows Australians covered by a private health insurance policy to claim back a proportion of their premiums, making the option more affordable for thousands of families.

30/01/2015 - 5:04pm

Calls to the scrap the private health insurance rebate are in a state of flux, as Finance Minister Mathias Cormann has made his position on the matter clear.

Minister Cormann has rejected the calls and maintains that the current system is working as is.

Welfare groups across Australia have been the driving force in pressuring the government, as changes to proposed policies were altered earlier in January before they could come into effect.

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