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Health Insurance News

24/01/2014 - 2:51pm

When you're trying to decide which health insurance policy is best for your needs, it may help you to understand the insurance industry as a whole.

While the complex technical workings of insurance companies can be confusing for those of us on the outside, insurance is a simple concept to explain.

The term 'insurance' is used to explain products offered to consumers to mitigate risk and provide financial compensation in the event of adverse, unforeseen circumstances.

24/01/2014 - 2:48pm

If you are heading into hospital and you hold private health insurance, there are a few things you may need to know before being admitted.

Your rights and responsibilities as a private patient should remain consistent whether you receive treatment in a public or private hospital, but it's important to understand both sides of these entitlements.


Your doctor should keep you up to date and informed on all steps of your diagnosis, treatment and recovery plans.

23/01/2014 - 2:44pm

On April 1, 2014, annual health insurance premiums will rise by an average of 6.2 per cent, which could put Australian households hundreds of dollars out of pocket this year.

The Australian government approved the increase on December 23, 2013, which will see individual private health insurance funds increase their premiums 3 per cent upwards.

21/01/2014 - 10:35pm

If you made a New Year's resolution to lose weight or get fit in 2014, you are not alone.

Losing weight was the number one resolution made in the early hours of January 1, 2014, according to statistics released by the University of Scranton this year.

As January approaches its end and your New Year's resolutions turn one month old, you may find staying on top of your fitness goals is harder than you expected.

20/01/2014 - 2:16pm

When you are considering private health insurance, there are a number of decisions you need to make.

One of the biggest choices is, of course, which kind of private health cover will be best for your unique situation and needs.

In order to choose the most suitable cover for you and your family, it is important to understand the choices available.

Hospital cover

19/01/2014 - 10:20pm

Researchers from across the globe seem to agree that happy employees are more productive and innovative than their disgruntled counterparts.

Studies from Gallup-Healthways, Harvard Business Review and many other sources all seem to agree, the happier and more engaged an employee is, the more your business will benefit.

Keeping your staff happy can profit your company through decreased absenteeism, improved creativity and a healthier environment in which to build working relationships.

So how can you ensure your employees stay happy and productive?

15/01/2014 - 10:09pm

If you've been putting off purchasing private health insurance you may have heard the term Lifetime Health Cover (LHC) and wondered what it meant for you.

What is Lifetime Health Cover?

LHC is an initiative designed by the government to encourage people to take out and maintain hospital insurance earlier in life.

Started by the government in July 1, 2000, LHC is a financial loading scheme that applies to those people who wait until after their 31st birthdays to purchase hospital cover.

12/01/2014 - 11:37pm

Government-owned health insurance provider Medibank Private has teamed up with the Independent Practitioner Network (IPN) to offer benefits to cover the expense of visiting a primary care provider or general practitioner (GP).

Currently being trialed in six areas around Queensland, the new program is about supporting access to GPs as primary care providers and reducing the pressure on public health systems across Australia.

09/01/2014 - 9:59pm

If you are an international student looking to study in Australia, you will most likely need to arrange Overseas Student Health Cover (OSHC).

Health insurance cover is an important safety net to ensure visitors who intend to study Down Under can meet the costs of medical and hospital treatments they may require while in Australia.

Who needs OSHC?

08/01/2014 - 2:17pm

As your kids grow older and begin to leave home to attend university, you may be wondering how you can keep them safe.

While you could previously keep an eye on their health and wellbeing, once they've flown the nest it can be more difficult to ensure they are staying safe and healthy.

Fortunately, if an illness or injury does occur, your children may still be eligible for cover under your family health insurance.