Disclaimer

How does HICA’s assessment service work?

HICA's health insurance assessment service is available to Australian individuals and families at no cost and is without obligation.

HICA can assist you make an informed choice by providing personal service, quality advice and a professional recommendation of the right health insurance for you from the many options available through HICA. Simply complete an assessment or call us on 1300 732 757 to speak to one of our friendly consultants.

On receipt of your assessment, an experienced HICA consultant will review your needs and identify a high value health cover option suited to your particular situation. Your consultant will then forward full premium and benefit information to you by post or email for your review.


Government Registered Private Health Insurance Funds

We make it easy to find the right health insurance ... and for your added security, HICA only recommends policies from Government Registered Health Funds.

HICA's list of participating health funds (the funds we select your recommendation from) is subject to change from time to time.  When health funds alter their benefits and/or premiums, the competitiveness of their covers is also changed. HICA seeks out the best value policies from the market and therefore alters its list of participating health funds on a regular basis to ensure our client recommendations represent high value.  HICA does not represent all health funds.  Some funds only make their policies available through their branches or limited outlets, while others do not, or no longer offer products that HICA views as competitive.

HICA currently offers health insurance policy recommendations from the following participating health funds:

Health insurance for permanent Australian residents

  • Australian Unity
  • GMF Health
  • GMHBA
  • HCF
  • Manchester Unity
  • Westfund

 

Health insurance for overseas visitors

  • Australian Unity
    • IMAN
  • Manchester Unity
  • Medibank Private

    •  

    Previous Arrangements

     Policies from these health funds are no longer recommended by HICA to clients.

    • Australian Health Management (AHM)
          (also traded as Government Employees Health Fund, Seniors Advantage,
          Australian Country Health, Illawarra)
    • ANA
    • Defence Health
    • Druids Friendly Society
    • FAI Health Benefits Limited
    • HBA
    • IOR (Independent Order of Rechabites)
    • MBF
    • Yallourn Medical & Hospital Society

     

    Who pays HICA
          HICA is remunerated by industry standard fees paid by those health funds with which a distribution/agency agreement exists (participating health funds).  The payment of these fees does not influence the advice we provide to you about the products offered by participating Health Funds.

          The fees received by HICA allow our health insurance assessment service to be provided to permanent Australian residents at no charge, and cover costs associated with professionally staffing our enquiry lines and assessment service, printing, postage and general administration.  As a permanent Australian resident you will not pay extra for your policy when you use HICA's services.