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Other Insurance

HICA is committed to providing clients with convenient access to quality products and services.  In addition to health insurance, HICA also offers a range of other insurance covers, including:

Personal Accident - Security Plus Premier

Security Plus Premier offers you and your family financial assistance from as little as $9.95^ per month to help you maintain your lifestyle after an accidental injury. Security Plus Premier is available to those between the ages of 18 and 74, with automatic acceptance regardless of your current state of health.

Security Plus Premier, Personal Accident - Benefits at a glance

  • Lump sum cash benefits for simple fractures through to permanent disabilities including quadriplegia and paraplegia 

  • Up to $100,000* accidental loss of life death benefit  

  • Extra cash benefit payable if you are bedridden for more than 48 consecutive hours**  

  • Additional benefits including home renovation, vocational retraining & education fee assist 

  • Choose cover with maximum compensation from $100,000 to $400,000

  • Lump sum cash payout in addition to any other entitlements

  • You’re covered anywhere in the world 365 days a year – at work, on holiday, driving or at home

  • Guaranteed acceptance - No medical checks required!

  • This policy rewards you everyday providing exclusive access to Premier Rewards, a benefit program that offers rewards & discounts in various categories such as travel, entertainment, shopping, dining, health & lifestyle

 

*Based on Level 4 plan, aged 74 and under

** If injured as a result of events 1 to 6 and 8 to 10, and confined to bed as a bedcare patient for more than 48 consecutive hours under the continuous care of a professional career and certified as necessary by a legal qualified medical practitioner for a maximum period of thirteen (13) weeks.

^Based on a Level 1 for You Only plan, aged 74 and under

Find out more about Security Plus Premier...More Info


CancerCoverTM - direct

CancerCoverTM –direct provides a tax-free, lump sum benefit if you are diagnosed with certain gender specific cancers, such as breast & ovarian cancer for women and testicular & prostate cancer for men. Premiums start at just $9.95 per month^ and is available to those between the ages of 18 and 69.

More research, more knowledge . . . and more support
Survival rates for many common forms of cancer have increased by more than 30% in the past two decades and more than 60% of people with cancer will survive more than 5 years after diagnosis*.

CancerCoverTM - direct - Benefits at a glance

  • Lump sum cash payment in the event of diagnosed gender specific cancers

  • Choose from $25,000; $35,000 or $45,000 lump sum levels of cover

  • Lump sum payment can be used for any purpose – medical bills or even holiday to help you recuperate

  • Guaranteed acceptance - no lifestyle or medical questions when applying 

  • No medical examination required

  • Covers for you, or you and your spouse

  • Fast, easy claims process

 

^Based on a Level 1 for You Only plan
*According to the Cancer Council of Australia, based on figures supplied by the Australian Institute of Health and Welfare (AIHW), in 2010, an estimated 43,000 of us died from cancer.

Find out more about CancerCoverTM - direct...More Info


Comprehensive Travel Insurance

Overseas medical & hospital expenses, cancellation, loss of luggage and more

Travel Insurance - Benefits at a glance

  • Cover for individual, family or mature age people

  • International, domestic or annual multi trip cover options

  • Overseas medical & hospital expenses, cancellation, loss of luggage and more

  • 24 hour access to emergency assistance

  • Reimbursement of frequent flyer points lost

  • Disability & Death

  • Unlimited cancellation cover & travel delays

With cover from as little as $2.45 a day^ we have cover to suit any budget.
We provide fast online quotes and a 14 day cooling off period.

Find out more about Travel Insurance...More Info


Ezicover Accidental Death

A lump sum payment of up to $500,000 in the event of your accidental death. The cost of the cover remains level and does not increase as you get older.  This cover is designed for those aged between 19 and 70 years.

Find out more about Term Insurance...More Info


Ezicover Life Insurance

A guaranteed lump sum from $50,000 up to $1,500,000 (cover available up to $1,500,000 for persons aged 19 to 45, up to $1,000,000 for persons aged 46 - 54 and up to $750,000 for persons aged 55-59) to help ease the financial burden that could be faced by your loved ones should you die or become terminally ill.

Find out more about Ezicover Life Insurance...More Info


Ezicover Accident Income

A monthly benefit of up to $4,000 if you are unable to work in your usual occupation due to accidental injury. Better still this cover is generally tax deductible and is designed for those aged between 19 and 60 years.

Find out more about Income Insurance...More Info


Ezicover Funeral Plan

A lump sum to help cover the cost of your funeral.  Choice of cover between $5,000 and $15,000 in $1,000 increments.  Once the premium paid matches the sum insured, no further premiums are payable.  If you are aged between 35 and 70 years you can apply for this cover, and once it’s in place you can keep it for life.  The cost of the cover remains level and does not increase as you get older.

Find out more about Funeral Cover...More Info


Important Information

HICA does not provide advice about whether this range of insurance products is suitable for your personal needs and objectives. You need to consider the appropriateness of the product in light of your objectives or needs before making a decision to acquire the product. To do this, you should read the Policy Disclosure Statement (PDS) and policy wording in the relevant Insurance brochure before making any decision.