Health Insurance Membership

Health insurance is complicated - there is no denying that!  There's government legislation, Medicare, Government rebates, Lifetime Health Cover, public patients, private patients, tax penalties, excesses, co-payments, extras and a whole range of other things that make it a complex business.

And to further complicate matters, there is a range of health insurance specific terms and practices that we don't often see when we purchase other insurances.  For example, when you join a health fund, you become a contributor or member.  And when you make your regular health insurance payments you pay contributions not premiums. 

These are just some of the issues those with health insurance must deal with if they are to understand their health insurance cover and make informed decisions about their options and their health fund.  In this section we explain some of the basic health insurance concepts.  For more information, call a HICA Consultant on 1300 732 757 or send your enquiry to us online.

More information about Health Insurance Membership

What Health Insurance Covers
Health Insurance Membership Options
Health Insurance Cover Options
Being a Private Patient in Hospital
Medical Gap
Health Insurance Waiting Periods
Claiming your Health Insurance Benefits
Paying your Health Insurance Premiums
Suspending your Health Insurance
Regulation of Health Insurance